Top 5 Financial Literacy Games Online and Free for Students/Kids

Encourage children to start saving money early so that they can make sensible financial decisions as adults. Our list of money management g...

Encourage children to start saving money early so that they can make sensible financial decisions as adults. Our list of money management games offers something helpful for students who need to learn how to count money, compute compound interest, get ready for their first credit card, or understand the fundamentals of business. All of the games on this list will improve students' and kids' financial literacy abilities and make them appreciate the benefits of prudent financial management. Game-based learning may be particularly helpful for teaching students how to manage their money since it gives them the freedom to make their own decisions. Here are the top 5 popular and free games that high school kids and students may play to learn about managing their money.

Top 5 Financial Literacy Games Online and Free for Students/Kids

Game-based learning has gained popularity and is a useful tool for small kids and school-going children. Students are able to manage their money as a result, and the game provides them more influence over decisions. Additionally, gaming may improve kids' critical and logical thinking. All of the following financial literacy and money management games are available online and free.

1. Cash Back

In the game Cash Back, players use coins and dollars to give customers the right change. Kids can play a game or first watch the instruction. Choose the options you want to use, such as the difficulty level (easy, medium, or hard), hints, and whether or not you want to display the amount of change. Choose the coins and notes that will add up to the customer's change amount accurately. The Give Change button should be tapped. Till time expires, accurately respond to as many questions as you can. As long as the final sum total exactly equals the change required, you are permitted to use a variety of alternative money combinations to answer questions.

2. Idle Money Tree

Idle Money Tree online game intends to respond to the question "does money grow on trees?" in a most-effective manner that will entertain toy-loving children while maybe annoying quite a few adults. To activate a multiplier bonus that may double or treble your profits, click quickly and often. To gain significantly more money, select floating bags of cash that appear randomly on the screen. To increase your profits, even more, improve the sunshine, your watering can, the fertilizer, the fruits, and the genetic study. The buy 1x button lets you choose between purchasing one upgrade at a time, 10, or 100 upgrades, or the full amount of your budget for each transaction. Time not using the keyboard, you still make money, but at a lesser pace, and if you stop clicking for a while, your bonus multiplier is reset.

3. Stocks

The Stocks game has a stock performance price graph, which is to day trade or speculates on a stock in order to profit from price gains. Players begin with $500 and play over 30 days with the intention of selling their shares for the highest profit possible in one month. The day and current savings time are displayed in the upper left corner. In the top right corner, the share price is displayed. The price graph displays daily trends in stock prices. Below the price graph are the currently owned shares as well as the buy and sell buttons.

The short-term market swings are well shown by this game, but it does not impart any knowledge of fundamental or technical analysis. The majority of successful stock market investors don't day trade but instead, dollar cost average into index funds or maintain holdings for a long time. If a player has a lot of shares, it makes sense to start winding down holdings with a few days left so they are not forced to sell positions at a loss in the last few days. Players can only exchange one share at a time.

4. Grocery Cashier

Younger kids may learn addition and subtraction skills as well as financial literacy in the game Grocery Cashier by managing a computerized cash register. As the game progresses, you ring up more merchandise as the time given for each client gets shorter. As each item descends the conveyor belt, enter its price, then press the add button. Instead of utilizing a keyboard, you must click or touch the buttons on the cashier to enter payments. If you commit a mistake, you may press the clear button to erase any prior input.

When inputting sums, if the product price is a full dollar number, you do not need to enter anything after the decimal. Likewise, you aren't required to input cents if the item's price is stated in dollars and dimes.

Click the total button after inputting all the items. If the consumer uses a gift certificate to pay, you must then enter the value of the gift voucher and a negative sign. For consumers who utilize gift cards to gamble, you do not give them any change. Click the DONE button on the right after entering the required amount and the negative sign. When a customer pays with cash, you enter the method of payment amount and press the "Pay" option. You next select the currency (coins and banknotes) that corresponds to the debt and, when finished, click the "done" button.

5. Bitcoin Tap Tap Mine

In the game Bitcoin Tap Tap Mine, players gather bitcoins and utilize them to advance their mining capabilities. To mine Bitcoin, tap anywhere on the display. Improve your hardware, hashing formulas, power bills, and mining pools using the bitcoin you make. Your mining operation's capacity grows every time you enhance one of its components. Earn daily goals, collect presents at random, and spin the wheel for a chance to win.

This game may be used to introduce fiat money, describe how cryptocurrencies operate and have a conversation on the nature of the currency, the increasing influence of hardware on our economic systems, and the value fluctuations of global currencies. This money investment game may also be used to discuss the history of financial crises throughout human history, the 2008–2009 Great Recession that served as Bitcoin's inspiration, and the original Bitcoin whitepaper.